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"We really appreciate great customer relations and personal touch in business, and it's immediately apparent to any prospective clients that the agents at Heritage put that as a top priority. As a business, we really enjoy working with Chuck for our liability insurance and Dan for our health benefits. Both go above and beyond and are always available for any and all of our questions. Two of us here have also recently signed up personally with Karen for our home and auto, and she has been just as great! Thanks for the excellent service, we are happy with Heritage."

Shaylee & Gray, Glende Polaris Yamaha

Farm Umbrella Insurance in northern California including Chico CA, Oroville CA, Willows CA & Surrounding Areas

Extra Security to Protect your Hard Work

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Heritage Insurance Agency provides umbrella insurance policies to farms, ranches, and agribusiness operations facilities in Chico, Orland, Willows, Corning, Durham, Oroville, and surrounding areas.

Farm Umbrella Insurance

Heritage Insurance Agency knows that your farm is your business. And like any business owner, you’re faced with a certain amount of risk and uncertainty in your day-to-day operations. If an accident happens, in most cases, your standard farm owners insurance liability should take care of you. But when serious situations arise, you’ll want to make sure your business is protected.

Chances are your basic policy liability limits are not enough to cover every potential accident - including serious accidents that come with serious expenses. A Farm Umbrella policy from Heritage Insurance Agency picks up where your other liability coverage stops. It can be an affordable way to provide an extra layer of protection against claims of bodily injury and property damage in scenarios such as:

An accident on your farm that leaves multiple workers in need of costly medical attention
If a farm animal escapes and causes an accident or serious damage to another’s property
If someone sues you for damages resulting from an illness from your products

At Heritage Insurance Agency, our team of farm insurance specialists is dedicated to keeping your farm up and running, even after an accident. With the right farm umbrella coverage options, your business won’t have to miss a beat. And, as always, with our 24/7 dedicated claims service, you can rest assured that our professionals will be there for you when you need it most.