Meet Our Team

Steve Mora
Steve Mora

AFIS, Agribusiness & Farm Insurance Specialist
CIC, Certified Ins. Counselor

Kelly Mora
Kelly Mora

Marketing & Community Relations

Tiffany  Montre
Tiffany Montre

Executive Agency Administrator

Bailey Randel
Bailey Randel

Agribusiness Account Manager
AFIS, Agribusiness & Farm Insurance Specialist

Contact Us

Give us a call at 530-894-3276 or fill this out and we'll contact you!


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Providing Farm & Business Insurance in Chico, CA and Surrounding Communities

For 30 years, Heritage Insurance Agency has delivered quality insurance solutions to individuals in California, specializing in Farm and Business insurance coverage. Our team of trusted insurance professionals is committed to helping you find a policy that fits your needs.  Heritage Insurance Agency is guided by visions and values that make customer service a top priority and we continuously rededicate ourselves to those principles and professional leadership.  At Heritage Insurance Agency we’ll work with you to ensure that you and those you care about most are protected.

"It isn't what we say about ourselves that matters, it's what others say about us that matters most."  -Agency Principal, Steve Mora

Check out our Testimonials!



Take a moment to read our newsletter, The Farmer's Risk Advisor

A publication dedicated to helping producers protect their hard earned profits and way of life.


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We love and highly recommend Heritage Insurance Agency. We have been with them for many years. Simply the best customer service you can find and great staff working there as well. Steve & Kelly are kind, honest people who conduct their business in the same manner. Wouldn't think of going anywhere else!

- Berton & Carol Bertagna: Bertagna Orchards, Bertagna Son Kissed Vineyards, Almendra Winery & Distillery

I want to thank you for the fine personalized service we receive from you and your staff. Many times at renewal time we have had other companies want to bid our business, and frankly they are not even close. Additionally I know the customer service you provide and that would make it hard to seek another insurance broker. Your service to our staff on how to comply with the myriad of regulations is appreciated, and your web site is very helpful.

- Robert Bignami: Brentwood Farms

I learned more talking to Don on the phone for 20 minutes about workers comp that I have from my agents in the past 10 years

- Richard Reynolds of Reynolds Masonry

I am patting myself on the back that I had the good sense to make an inquiry on the flyer you sent out. You have saved us a lot of money and provided us with great service. Thank you so much!

- Karen Loerke of Loerke Insulation

Don found mistakes in our experience MOD. He got them corrected which decreased our premium last year by $14,849. Our MOD is 69% lower this year!

- Peter Stauss of AVL

Don not only lowered my premium 30%, but taking his recommendation for a missing coverage, paid $27,000 on a claim in the first two weeks of coverage that we didn't have before. Debbie Langston of Northfield Industries saved $26,759.

- Paul Stavig, MD of Brunkswick Inn, Grass Valley

"We really appreciate great customer relations and personal touch in business, and it's immediately apparent to any prospective clients that the agents at Heritage put that as a top priority. As a business, we really enjoy working with Chuck for our liability insurance and Dan for our health benefits. Both go above and beyond and are always available for any and all of our questions. Two of us here have also recently signed up personally with Karen for our home and auto, and she has been just as great! Thanks for the excellent service, we are happy with Heritage."

- Shaylee & Gray, Glende Polaris Yamaha

Featured Products

Farm Insurance
Farm Insurance

Preserve your livelihood with an agribusiness policy that safeguards your farm and everything on it, from buildings and machinery to crops and livestock.

Business Owners Policy
Business Owners Policy

Combine Property, Liability, Crime, and additional insurance services into one convenient policy to benefit your small to medium-sized business.

Workers Compensation
Workers Compensation

Protect your business from employee expenses resulting from work-related accidents and injuries.

Flood Insurance
Private Flood Insurance

Learn more about the flood insurance we provide, including private flood insurance.

Home & Auto Insurance
Home & Auto Insurance

Combining your home and auto policies can benefit you with discounts that help you save and additional coverage options to make your life easier.

Group Benefits
Group Benefits
A single policy for all employees of the same company provides bottom line coverage for employers and employees alike.
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