Meet Our Team

Steve Mora
Steve Mora

AFIS, Agribusiness & Farm Insurance Specialist
CIC, Certified Ins. Counselor

Kelly Mora
Kelly Mora

Marketing & Community Relations

Tiffany  Montre PHRca®
Tiffany Montre PHRca®

Executive Agency Administrator

Bailey Randel
Bailey Randel

Agribusiness Account Manager
AFIS, Agribusiness & Farm Insurance Specialist

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Give us a call at 530-894-3276 or fill this out and we'll contact you!


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Providing Farm & Business Insurance in Chico, CA and Surrounding Communities

Heritage Insurance Agency has been in business for more than 35 years serving individuals and businesses with insurance solutions they trust. Heritage Insurance Agency has been a leading provider of Farm and Agribusiness Insurance to the North State. We offer a full complement of insurance products including; farm & ranch, business, worker's compensation, personal home & auto, health and life. The agency serves over 1300 families and businesses with insurance solutions and risk advice. Their agribusiness specialization is tied to its agricultural roots and Heritage Insurance Agency is the only Elite Certified Nationwide Agribusiness Agency in northern California. While Heritage Insurance Agency is licensed throughout the state of California, its primary territory is that of Butte, Glenn, Sutter, Colusa and Tehama counties. At Heritage Insurance Agency we’ll work with you to ensure that you and those you care about most are protected.

"It isn't what we say about ourselves that matters, it's what others say about us that matters most."  -Agency Principal, Steve Mora

Check out our Testimonials!



Take a moment to read our newsletter, The Farmer's Risk Advisor

A publication dedicated to helping producers protect their hard earned profits and way of life.


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We love and highly recommend Heritage Insurance Agency. We have been with them for many years. Simply the best customer service you can find and great staff working there as well. Steve & Kelly are kind, honest people who conduct their business in the same manner. Wouldn't think of going anywhere else!

- Berton & Carol Bertagna: Bertagna Orchards, Bertagna Son Kissed Vineyards, Almendra Winery & Distillery

I want to thank you for the fine personalized service we receive from you and your staff. Many times at renewal time we have had other companies want to bid our business, and frankly they are not even close. Additionally I know the customer service you provide and that would make it hard to seek another insurance broker. Your service to our staff on how to comply with the myriad of regulations is appreciated, and your web site is very helpful.

- Robert Bignami: Brentwood Farms

I learned more talking to Don on the phone for 20 minutes about workers comp that I have from my agents in the past 10 years

- Richard Reynolds of Reynolds Masonry

I am patting myself on the back that I had the good sense to make an inquiry on the flyer you sent out. You have saved us a lot of money and provided us with great service. Thank you so much!

- Karen Loerke of Loerke Insulation

Don found mistakes in our experience MOD. He got them corrected which decreased our premium last year by $14,849. Our MOD is 69% lower this year!

- Peter Stauss of AVL

Don not only lowered my premium 30%, but taking his recommendation for a missing coverage, paid $27,000 on a claim in the first two weeks of coverage that we didn't have before. Debbie Langston of Northfield Industries saved $26,759.

- Paul Stavig, MD of Brunkswick Inn, Grass Valley

"We really appreciate great customer relations and personal touch in business, and it's immediately apparent to any prospective clients that the agents at Heritage put that as a top priority. As a business, we really enjoy working with Chuck for our liability insurance and Dan for our health benefits. Both go above and beyond and are always available for any and all of our questions. Two of us here have also recently signed up personally with Karen for our home and auto, and she has been just as great! Thanks for the excellent service, we are happy with Heritage."

- Shaylee & Gray, Glende Polaris Yamaha

Featured Products

Business Owners Policy
Business Owners Policy

Combine Property, Liability, Crime, and additional insurance services into one convenient policy to benefit your small to medium-sized business.

Workers Compensation
Workers Compensation

Protect your business from employee expenses resulting from work-related accidents and injuries.

Flood Insurance
Private Flood Insurance

Learn more about the flood insurance we provide, including private flood insurance.

Group Benefits
Group Benefits
A single policy for all employees of the same company provides bottom line coverage for employers and employees alike.
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