290 Airpark Boulevard
Chico, CA 95973


Fax: 530-894-0140


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Providing Farm & Business Insurance in Chico, CA and Surrounding Communities

For 30 years, Heritage Insurance Agency has delivered quality insurance solutions to individuals in California, specializing in Farm and Business insurance coverage. Our team of trusted insurance professionals is committed to helping you find a policy that fits your needs.  Heritage Insurance Agency is guided by visions and values that make customer service a top priority and we continuously rededicate ourselves to those principles and professional leadership.  At Heritage Insurance Agency we’ll work with you to ensure that you and those you care about most are protected.



Take a moment to read our newsletter, The Farmer's Risk Advisor

A publication dedicated to helping producers protect their hard earned profits and way of life.


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Meet Our Team

Steve Mora
Steve Mora

AFIS, Agribusiness & Farm Insurance Specialist CIC, Certified Insurance Counselor

Kelly Mora
Kelly Mora

Marketing & Community Relations

Tiffany  Montre
Tiffany Montre

Agency Administrator

Bailey Randel
Bailey Randel

Agriculture Account Manager



"We do business with Heritage Insurance Agency for the excellent, personal customer service we receive. They are there when we need them." Debbie Hobbs-Floors By Ray

Debbie Hobbs-Floors By Ray

"My experience with Heritage, formerly Wagner Insurance Agency has exceeded my very high expectations. They are courteous, knowledgeable, responsive, and genuinely interested in matching their clients with the right coverage at a very competitive price. I was attracted by their ability to meet all insurance needs under “one roof.” But when I found out they could do so while upgrading my coverage and STILL save me money, I knew I had found a special place. Kudos to Steve, Dana, and the rest of the team at Heritage for putting the customer first!" -Lawrence Fowler

Lawrence Fowler

"It isn't what we say about ourselves that matters, it's what others say about us that matters most." -Agency Principal, Steve Mora

Agency Principal - Steve Mora

"Our family farm selected Steve and his team at Heritage Insurance because of their commitment to each client. Valuing the person not the policy, Heritage Insurance works with you individually to obtain the best policy that fits your needs. They are quick to obtain the needs of each client and work diligently in doing so. Steve and Kelly are actively involved in many events directly connecting them to the community." -Theresa Schneider, A&J Family Farms, Inc.

Theresa Schneider - A&J Family Farms, Inc. Chico, CA

"Heritage Insurance Agency has not only provided our families with dependable insurance coverage but most importantly provided us with peace of mind with their knowledge and great service. Steve and his staff are attentive to all our needs for our auto, farm business, worker's comp, crop and even health insurance...they got us covered! I appreciate knowing they are always looking out for us-just like family." -Carolina Burreson, Burreson Farms

Carolina Burreson, Burreson Farms, Orland, CA

"We have been associated with Steve Mora and his family for over 30 years. Because of that personal relationship we were very comfortable in assigning to him all our insurance needs, even though separated by considerable distance. Our coverage includes auto, health, residence and several ranch properties plus an umbrella policy. In this modern age of technology our need for security and the peace of mind that goes with it has been well served by Heritage Insurance Agency." -Eve and Glenn Cherry

Eve and Glenn Cherry, Templeton, CA

Whenever you have a problem or a claim, Steve and Kelly act quickly and you will have an answer immediately. In all the years I have been with Heritage, formerly Wagner Insurance, they have been there to ensure wonderful service and that my claims are handled promptly. They always put the costumer first. I like working with Heritage Insurance because they are a versatile agency that handles all types of insurance needs from Farm, auto, commercial to health and life. - Michael Pearson P & S Farms

Michael Pearson P & S Farms

"Steve always takes the time to educate me and explain my options in a way that makes me confident that he has my best interests at heart. The personalized service you receive on the phone, or the warm welcome you experience when you walk into the office, leaves you feeling as if you are part of the family, instead of a name on a file." -Lisa Mehoff

Lisa Mehoff

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