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530.894.3276

Office Insurance

If your office space and the property therein is damaged, office insurance can provide reimbursement for those costs and allow you to continue operating.

As a business owner, you want to protect all the hard work you've put into creating a functioning company. A business isn't just the products you put on the shelves—it's your intellectual property, your office space, and your computers and valuable equipment. Problems with any of these elements could result in losses, and that's why having office insurance is so important.

Office Insurance Package Features

Most office insurance plans include the following. Heritage Insurance Agency agents can help you determine which coverages apply to you and your business, therefore helping you create a policy that perfectly fits your office insurance needs.

  • Commercial Real Estate Insurance: This policy covers your property and income, including the cost of repairs, replacements, and any interruptions of your business.
  • Equipment Insurance: If your company uses equipment (computers, manufacturing machines, etc.), a breakdown could quickly grind your business to a halt. This policy offers reimbursement for your expenses, allowing you to get your equipment repaired without worrying about the cost.
  • Cyber Liability Insurance: Technology is about more than having a few computers in the office—it’s about software, data (including customer information), and even the external services your company might rely on. Cyber liability insurance can reimburse you for mistakes and losses, like a data breach, that occur as a result of using technology.

Different companies have different insurance needs, so don't hesitate to talk to one of our agents and ask if there's anything else that should be added to your office insurance policy. Be sure to let us know about anything particularly innovative that you're doing with your building, since that might not be covered by a standard policy. We want you to be able to move forward with the confidence that comes from knowing your office is protected.

Our Location

Chico

2051 Forest Avenue
Chico, CA 95928
Main office: 530-894-3276

Our Providers

"We do business with Heritage Insurance Agency for the excellent, personal customer service we receive. They are there when we need them." Debbie Hobbs-Floors By Ray
Debbie Hobbs-Floors By Ray
"My experience with Heritage, formerly Wagner Insurance Agency has exceeded my very high expectations. They are courteous, knowledgeable, responsive, and genuinely interested in matching their clients with the right coverage at a very competitive price. I was attracted by their ability to meet all insurance needs under “one roof.” But when I found out they could do so while upgrading my coverage and STILL save me money, I knew I had found a special place. Kudos to Steve, Dana, and the rest of the team at Heritage for putting the customer first!" -Lawrence Fowler
Lawrence Fowler
"It isn't what we say about ourselves that matters, it's what others say about us that matters most." -Agency Principal, Steve Mora
Agency Principal - Steve Mora
"Our family farm selected Steve and his team at Heritage Insurance because of their commitment to each client. Valuing the person not the policy, Heritage Insurance works with you individually to obtain the best policy that fits your needs. They are quick to obtain the needs of each client and work diligently in doing so. Steve and Kelly are actively involved in many events directly connecting them to the community." -Theresa Schneider, A&J Family Farms, Inc.
Theresa Schneider - A&J Family Farms, Inc. Chico, CA
"Heritage Insurance Agency has not only provided our families with dependable insurance coverage but most importantly provided us with peace of mind with their knowledge and great service. Steve and his staff are attentive to all our needs for our auto, farm business, worker's comp, crop and even health insurance...they got us covered! I appreciate knowing they are always looking out for us-just like family." -Carolina Burreson, Burreson Farms
Carolina Burreson, Burreson Farms, Orland, CA
"We have been associated with Steve Mora and his family for over 30 years. Because of that personal relationship we were very comfortable in assigning to him all our insurance needs, even though separated by considerable distance. Our coverage includes auto, health, residence and several ranch properties plus an umbrella policy. In this modern age of technology our need for security and the peace of mind that goes with it has been well served by Heritage Insurance Agency." -Eve and Glenn Cherry
Eve and Glenn Cherry, Templeton, CA
Whenever you have a problem or a claim, Steve and Kelly act quickly and you will have an answer immediately. In all the years I have been with Heritage, formerly Wagner Insurance, they have been there to ensure wonderful service and that my claims are handled promptly. They always put the costumer first. I like working with Heritage Insurance because they are a versatile agency that handles all types of insurance needs from Farm, auto, commercial to health and life. - Michael Pearson P & S Farms
Michael Pearson P & S Farms
"Steve always takes the time to educate me and explain my options in a way that makes me confident that he has my best interests at heart. The personalized service you receive on the phone, or the warm welcome you experience when you walk into the office, leaves you feeling as if you are part of the family, instead of a name on a file." -Lisa Mehoff
Lisa Mehoff